Your rate will be 10-36% APR based on credit, and is subject to an eligibility check.
Payment options through Affirm are provided by these lending partners: affirm.com/lenders.
Options depend on your purchase amount, and a down payment may be required.
FAQs
How do I sign up for Affirm?
There are two ways to sign up for Affirm:
Create an Affirm account at affirm.com/account in just a few easy steps; or
Select Affirm as your payment method at checkout
What is required to have an Affirm account?
To sign up for Affirm, you must:
Be 18 years or older (19 years or older in Alabama or if you’re a ward of the state in Nebraska).
Provide a valid U.S. or APO/FPO/DPO home address. Buy with Affirm is not currently available to Iowa or West Virginia residents.
Provide a valid U.S. mobile or VoIP number and agree to receive SMS texts.
Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help us verify your identity.
Are there any interest or fees associated with Affirm loans?
Affirm loans vary between 10% and 36% APR simple interest (0% APR is offered at select merchants). The corresponding finance charge is the only fee associated with an Affirm loan - we don’t charge late fees, service fees, prepayment fees, or any other hidden fees. We strive always to be more transparent and fair than any other form of financing.
What are my payment options?
When you make a purchase of $100 or more with Affirm, you can pay over 6, 12 or 24 months. For purchases between $50.00–$99.99, you can pay over 3 or 6 months. Select merchants may offer different terms, including a 30-day payment option for purchases under $50. See our cost calculator to learn more.
Do I have a credit limit with Affirm?
Unlike a credit card, Affirm is not a revolving line of credit. While customers can take out multiple Affirm loans at once, each Affirm loan application is evaluated separately as a closed-end transaction. An application from a returning customer may be denied, however, if that customer has failed to repay other Affirm loans on time or if the customer shows excessive borrowing behavior.
Can i pay off my purchase early?
Yes! There's no penalty for paying early
How do I make payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS and Android
Affirm will send you email and text reminders before payments are due
Does checking my eligibility affect my credit score?
No - checking your eligibility won't affect your credit score.
Can I return an item I bought with Affirm?
Yes - you can return an item you bought with Affirm by initiating the return process with the store
Do I need a mobile number to use Affirm
Yes, you'll need a mobile phone number from U.S or U.S territories. This helps Affirm verify it's really you who is creating your account and signing in.
Yes, protecting your personal information is very important to us. We encrypt sensitive data including Social Security numbers. We also maintain physical, electronic, and procedural safeguards to protect your information. We do not sell or rent your information to anyone. You can read more about our Privacy Policy here.
Business Financing through Geneva Capital
For businesses, we highly recommend Geneva Captial. There are many financing brokers out there, but Geneva Capital is the direct source - and therefore has of course the best interest rates. Geneva Capital is generally great for companies with good, established credit. A company with poor credit might have a harder time getting approved. To proceed, simply click and complete one the online application below, or call / email the company. Once approved, they'll contact French Fitness to request an invoice.
Apply for Business Financing through Geneva Capital
Chris Kleine
Sales Manager
Geneva Capital, LLC
1311 Broadway Street
Alexandria, MN 56308
Phone 320-759-3582 • Cell 320-491-4135 • Fax 320-762-8402 chrisk@gogc.com • www.gogc.com
Geneva Capital Finance Application:
8 Reasons to Finance Your Equipment Transactions
Finance 100%
Up to 100% financing of your equipment, software and services.
Save Cash
Save your limited cash reserves for other areas of your business, such as payroll, improvements, marketing or R&D.
Benefit from Bundling
Bundle the equipment, installation, maintenance and more into a single, easy-to-manage monthly payment.
Accelerate ROI
Rather than paying one lump sum for your equipment, make smaller payments while the equipment generates revenue.
Customize Your Terms
Set customized payments to match your cash flow and even seasonal income fluctuations.
Keep Up-To-Date
Keep up-to-date with technology by acquiring more and better equipment than you could without financing.
Tax Advantages
Lease payments may be fully tax-deductible as an operational expense.
Minimal Upfront Costs
Most leases require only one or two advance payments, plus a documentation fee, in order to begin the lease.
at checkout